Closing Costs
7 articlestagged “Closing Costs”
Mortgage Discount Points: Should Tampa Bay First-Time Buyers Pay Them?
One discount point costs 1% of your loan and lowers your rate ~0.25%. See the exact breakeven math for Tampa Bay buyers in 2026 and when seller concessions flip the equation. Call (813) 733-7907.
Florida Closing Costs 2026: What First-Time Buyers Pay
Florida closing costs run 2%-5% of purchase price. See the full fee breakdown, how to get sellers to cover them, and DPA programs that help. Call (813) 733-7907.
Tampa Bay Builder Incentives 2026: Up to $55K in Credits
Tampa Bay builders offer $20K-$55K in credits, rate buydowns, and free upgrades in 2026. See how to stack with DPA for maximum savings. Call (813) 733-7907.
2-1 Rate Buydown Explained: Save Thousands in Year 1 (2026)
A 2-1 buydown cuts your rate by 2% the first year — saving $400+/month on a $350K home. See how Tampa Bay buyers get sellers to pay for it. Call (813) 733-7907.
Seller Concessions in Tampa Bay: Get Closing Costs Paid (2026)
FHA allows 6% seller concessions, VA has no cap. See how to negotiate sellers to pay your closing costs and stack with DPA. Call (813) 733-7907.
Inspection Report Negotiation: Save Thousands in Florida (2026)
Turn inspection findings into $3K-$10K in credits or repairs — even on Florida as-is contracts. See what to negotiate and what to skip. Call (813) 733-7907.
13 Hidden Costs Tampa Bay First-Time Buyers Miss in 2026
Beyond your mortgage: insurance gaps, HOA surprises, the year-2 tax jump, and 10 more costs most buyers miss. Budget right the first time. Call (813) 733-7907.
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