Which programs do you qualify for?
8 quick questions. No credit pull. No commitment. See your matched programs in under 2 minutes.
How do I check my eligibility for first-time buyer programs in Tampa Bay?
Answer 8 quick questions about your income range, estimated credit score, military status, and target county. According to the Florida Housing Finance Corporation, most buyers with household income under $120,000 and credit scores above 640 qualify for multiple down payment assistance programs. No credit pull required. Barrett Henry reviews every submission within 2 hours and matches you with all available programs.
This eligibility checker matches you with Florida down payment assistance programs based on your income range, credit tier, purchase county, and buyer status. It covers Hometown Heroes, HFA Preferred and HFA Advantage PLUS, FL Assist, Chenoa Fund, SHIP, USDA, and VA stacking options. The quiz takes about 2 minutes and does not pull your credit or require any personal information beyond general ranges.
What happens after you submit?
Barrett personally reviews every submission. Within 2 hours (during business hours), he contacts you with a breakdown of which programs match your profile, estimated assistance amounts, and recommended next steps. If you qualify for multiple programs, Barrett explains which combinations maximize your total assistance and connects you with participating lenders who process those specific programs routinely.
What documents should you have ready?
You do not need documents to take the quiz, estimated ranges are fine. But when Barrett follows up, having these ready speeds up the process: your two most recent pay stubs (to verify income range), a general idea of your credit score (check CreditKarma or your bank app for free), your target purchase county, and whether you have owned a home in the past 3 years. If you are a veteran or active-duty military, have your Certificate of Eligibility (COE) available or know your service dates so Barrett can assess VA stacking options.
Which county are you looking to buy in?
Or skip the quiz and talk to Barrett directly: (813) 733-7907
“Barrett found us $28,000 in down payment assistance we didn't know existed.”
— First-time buyer, Brandon