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First Time Home Buyer Tampa Bay

Terms of Use

Last updated: June 9, 2026

By accessing and using firsttimehomebuyertb.com (the "Site"), you agree to these terms. If you do not agree, please do not use the Site.

Site Purpose

This Site provides general information about first-time home buyer programs, down payment assistance, and related real estate topics in the Tampa Bay, Florida area. Content is for educational purposes only and does not constitute legal, financial, or lending advice.

No Lending Relationship

Barrett Henry is a licensed real estate Broker Associate with REMAX Collective — not a mortgage lender, loan officer, or financial advisor. No content on this Site creates a lending relationship. Program terms, rates, income limits, and funding availability change frequently and without notice. Always confirm current eligibility with a participating lender.

Accuracy of Information

We make reasonable efforts to keep information current and accurate. However, program details, income limits, loan limits, and funding availability are subject to change by the administering agencies. We do not guarantee the accuracy, completeness, or timeliness of any information on this Site.

Calculator Disclaimers

The calculators on this Site (affordability, closing cost, rent vs. buy) provide estimates for educational purposes only. Results are not a loan offer, pre-approval, or commitment to lend. Actual amounts depend on your lender, credit profile, property details, and market conditions.

Intellectual Property

All original content, design, and code on this Site are owned by Barrett Henry / Vyrabyte. You may not reproduce, distribute, or republish content without written permission.

External Links

This Site may contain links to third-party websites (government agencies, lenders, HUD resources). We are not responsible for the content, accuracy, or privacy practices of external sites.

Limitation of Liability

Barrett Henry, REMAX Collective, and Vyrabyte shall not be liable for any damages arising from your use of this Site or reliance on its content. Use at your own risk.

Governing Law

These terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Hillsborough County, Florida.

Changes

We may update these terms at any time. Continued use of the Site after changes constitutes acceptance.

Contact

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