Home Buyer Calculators
Free, Florida-specific tools built for first-time buyers in Tampa Bay. No sign-up required. Every calculation runs in your browser and nothing is stored.
Affordability Calculator
Find out how much home you can afford based on your income, debts, and down payment. Uses full PITI breakdown with Florida-specific property tax rates, insurance estimates, and PMI.
Open calculator →Closing Cost Estimator
Get an itemized estimate of Florida closing costs including documentary stamp taxes, intangible tax, title insurance (FL promulgated rates), escrow, and prepaid items.
Open calculator →Rent vs. Buy Calculator
An honest year-by-year comparison of renting versus buying in Tampa Bay. Factors in home appreciation, investment returns on your down payment, maintenance, and rising rents.
Open calculator →Need help reading the numbers?
Barrett walks first-time buyers through these calculations every week. Call or text for a free consult.
Check My EligibilityOr call Barrett directly: (813) 733-7907