Conventional Loan
6 articlestagged “Conventional Loan”
Your Rent Payments Can Now Help You Qualify for a Mortgage in Tampa Bay
Fannie Mae's Desktop Underwriter now counts 12 months of on-time rent payments toward your mortgage qualification. Call (813) 733-7907.
Lender-Paid PMI (LPMI) in Tampa Bay: Is It Worth the Trade-Off?
Lender-paid PMI removes the monthly PMI line item but raises your interest rate permanently. Call (813) 733-7907.
80/10/10 Piggyback Loan: Avoid PMI with Only 10% Down in Tampa Bay
An 80/10/10 piggyback loan lets Tampa Bay first-time buyers skip PMI with just 10% down. Call (813) 733-7907.
Conventional 97 Loan in Tampa Bay: 3% Down, No Income Limit (2026 Guide)
The Conventional 97 loan lets Tampa Bay first-time buyers put just 3% down with no income cap, and PMI that actually cancels. Call (813) 733-7907.
HomeReady vs Home Possible: 3% Down Conventional Loans for Tampa Bay Buyers (2026)
Fannie Mae HomeReady and Freddie Mac Home Possible let Tampa Bay first-time buyers put just 3% down with lower PMI and flexible income rules.
FHA vs Conventional vs USDA: Best Loan for Tampa Bay Buyers
Side-by-side comparison of FHA, Conventional 97, and USDA loans, credit scores, PMI, down payment, and DPA stacking options. Call (813) 733-7907.
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