House Hacking

2 articlestagged “House Hacking”

Small cottage-style accessory dwelling unit beside a main house in a Florida neighborhood

ADU Tampa Bay: How a Backyard Unit Can Help First-Time Buyers Afford Their Mortgage

Florida's 2025 ADU law requires every city to allow accessory dwelling units on single-family lots. Here's how Tampa Bay first-time buyers can use a backyard unit to qualify for a bigger loan and reduce monthly costs. Call (813) 733-7907.

Sep 10, 202611 min read

Suburban duplex home exterior representing house hacking opportunities for first-time buyers in Tampa Bay

Loan Programs

House Hacking Tampa Bay: Buy a Duplex With FHA and Let Your Tenant Help Pay the Mortgage

Buy a duplex with 3.5% down using an FHA loan, live in one unit, and let rental income offset your mortgage. Here's how Tampa Bay first-time buyers use house hacking to build wealth faster.

Jul 29, 20267 min read

← All topics ← All blog posts

Ready to see which programs you qualify for?

2-minute eligibility check, no commitment, no credit pull.

Find Out in 2 Minutes

Or call Barrett directly: (813) 733-7907

No credit pull·No obligation·Response within 2 hours·23+ years experience