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First Time Home Buyer Tampa Bay

Pmi

7 articlestagged “Pmi”

Piggy bank with coins and calculator representing mortgage savings from canceling PMI
Post-Purchase

How to Cancel PMI on Your Tampa Bay Home (Step-by-Step Guide)

Paying PMI on your Tampa Bay home? Learn exactly how to cancel private mortgage insurance, when to request it, and how a new appraisal could save you $150+ per month. Call (813) 733-7907.

Oct 5, 20268 min read
Tampa Bay homebuyer reviewing mortgage documents with a calculator comparing loan options
Mortgage & Financing

Lender-Paid PMI (LPMI) in Tampa Bay: Is It Worth the Trade-Off?

Lender-paid PMI removes the monthly PMI line item but raises your interest rate permanently. Call (813) 733-7907.

Sep 20, 20269 min read
Tampa Bay first-time buyer calculating mortgage options at a desk with loan documents
Mortgage & Financing

80/10/10 Piggyback Loan: Avoid PMI with Only 10% Down in Tampa Bay

An 80/10/10 piggyback loan lets Tampa Bay first-time buyers skip PMI with just 10% down. Call (813) 733-7907.

Aug 16, 20267 min read
Tampa Bay first-time buyer reviewing mortgage paperwork at a desk with a home key and calculator
Mortgage & Financing

Conventional 97 Loan in Tampa Bay: 3% Down, No Income Limit (2026 Guide)

The Conventional 97 loan lets Tampa Bay first-time buyers put just 3% down with no income cap, and PMI that actually cancels. Call (813) 733-7907.

Aug 13, 202610 min read
Model homes on mortgage documents illustrating PMI costs for first-time buyers
Loan Programs

PMI Explained: How to Save $200+/Month as a First-Time Buyer

PMI costs $100-$300/month on a typical Tampa Bay home. Learn what triggers it, how to remove it. Call (813) 733-7907.

Jun 26, 20269 min read
Calculator and financial documents showing down payment and mortgage calculations for homebuyers
Down Payment

Down Payment in Tampa Bay: $0 to 20% Options Compared (2026)

Tampa Bay first-time buyers can buy with $0-3.5% down using DPA programs. Call (813) 733-7907.

May 20, 20267 min read
Calculator and mortgage documents on a wooden desk
Loan Programs

PMI vs MIP: Which Mortgage Insurance Costs Less? (2026 Guide)

PMI cancels at 20% equity, MIP stays for life. Compare costs, rules, and which makes sense for your loan type. Free eligibility check, call (813) 733-7907.

Apr 27, 20265 min read

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