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First Time Home Buyer Tampa Bay
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Retirement Savings

2 articlestagged “Retirement Savings”

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Buyer Education

Using Your 401(k) to Buy a Home in Tampa Bay: Loan vs. Withdrawal Rules for 2026

Your 401(k) can help fund a first home, but the rules differ sharply from an IRA. Learn the 401(k) loan vs. hardship withdrawal trade-offs before tapping retirement savings. Call (813) 733-7907.

Aug 14, 20267 min read
Glass jar filled with coins representing retirement savings for a first home purchase
Buyer Education

Using Your Roth IRA to Buy Your First Home in Florida: The 2026 Rules Explained

First-time buyers in Tampa Bay can tap Roth IRA contributions — plus up to $10,000 in earnings — penalty-free for a home purchase. Florida's zero state income tax makes this strategy especially powerful. Call (813) 733-7907.

Aug 3, 20266 min read
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