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First Time Home Buyer Tampa Bay

Disclaimer

Last updated: June 9, 2026

Not a Lender

Barrett Henry is a licensed Florida real estate Broker Associate (DBPR License #3313308) with REMAX Collective. Barrett is not a mortgage lender, loan originator, or financial advisor. No content on this website should be construed as a loan offer, pre-approval, or commitment to lend.

Program Information

Down payment assistance programs described on this Site — including but not limited to Florida Hometown Heroes, HFA Preferred Plus, FL Assist, USDA, VA, FHA, and county SHIP programs — are administered by government agencies and participating lenders. Program terms, income limits, funding availability, and eligibility requirements change frequently and without notice. The information presented reflects our best understanding at the time of writing but may not be current.

Always confirm program details, current income limits, and funding availability with a participating lender before making financial decisions.

Calculators and Estimates

The affordability calculator, closing cost estimator, and rent vs. buy calculator provide rough estimates for educational purposes only. Actual loan amounts, interest rates, monthly payments, and closing costs depend on your lender, credit profile, property specifics, and prevailing market conditions.

Eligibility Check

The eligibility check tool on this Site provides a preliminary screening based on general program requirements. It is not a guarantee of approval or funding. Final eligibility is determined by participating lenders based on a complete application, credit review, and current program guidelines.

Equal Housing Opportunity

Barrett Henry and REMAX Collective are committed to the Fair Housing Act. We do not discriminate based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity.

No Guarantee of Results

Past buyer outcomes, savings figures, and program benefits described on this Site are illustrative examples and do not guarantee similar results. Every buyer's situation is unique.

Contact

Questions about this disclaimer:

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