Down Payment Assistance
14 articles in this category
City of Tampa Dare to Own the Dream: Up to $50,000 for First-Time Buyers (2026 Guide)
Tampa's DARE program gives income-qualified first-time buyers up to $50,000 toward down payment and closing costs — fully forgiven after 20 years. See 2026 income limits, purchase price cap, and how to get ready when funds reopen. Call (813) 733-7907.
Manatee County Down Payment Assistance 2026: $15,000 HFA Program Explained
Manatee County's HFA Key to Homeownership program gives first-time buyers up to $15,000 at 0% interest. Learn income limits, purchase price caps, and how to stack it with Hometown Heroes.
Pinellas County Down Payment Assistance 2026: Up to $75,000 for First-Time Buyers
Pinellas County's Community Development DPA gives first-time buyers up to $75,000 at 0% interest — more than any neighboring county. See who qualifies, which cities are covered, and how to stack it with Hometown Heroes. Call (813) 733-7907.
Good Neighbor Next Door Program: How Florida Teachers, Police & Firefighters Can Buy at 50% Off
HUD's Good Neighbor Next Door program gives teachers, law enforcement, firefighters, and EMTs a 50% discount on a home — plus just $100 down. Learn how it works in Florida.
Pasco County Down Payment Assistance 2026: Get Up to $65,000
Pasco County's SHIP-funded DPA gives first-time buyers up to $65,000 at 0% interest — more than any neighboring county. See income tiers, purchase price caps, and how to stack it with Hometown Heroes. Call (813) 733-7907.
Chenoa Fund Stacking: Combine DPA Programs in Tampa Bay (2026)
Stack the Chenoa Fund (no income limit) with Hometown Heroes and seller concessions for near-$0 cash to close. See how it works. Call (813) 733-7907.
Gift Funds for Down Payment in Florida: Rules by Loan Type
Family gift funds can cover 100% of your down payment on FHA, VA, and conventional loans. See the documentation rules to avoid delays. Call (813) 733-7907.
HFA PLUS Florida: Up to $15,000 Forgiven After 5 Years (2026)
Florida HFA PLUS gives $9K-$15K at 0% interest, fully forgiven after 5 years. See how Tampa Bay first-time buyers qualify. Call (813) 733-7907.
Hometown Heroes 2026: Get Up to $35,000 in Down Payment Help
Florida Hometown Heroes gives first-time buyers $10K-$35K at 0% interest. See income limits by county, eligible jobs, and how to apply. Call (813) 733-7907.
FHA + Hometown Heroes Stacking: $0 Down in Tampa Bay (2026)
Stack FHA with Hometown Heroes for $0 down in Tampa Bay. See income limits, credit score requirements, and how the math works. Call (813) 733-7907.
SHIP Funds 2026: Get $30K+ in Hillsborough & Pinellas County
Hillsborough SHIP gives $25K and Pinellas SHIP gives $30K in DPA — stackable with Hometown Heroes for $50K+ total. See how to apply. Call (813) 733-7907.
Chenoa Fund 2026: Down Payment Help With No Income Limit
Chenoa Fund covers 3.5%-5% down with NO income limit — the DPA program most Tampa Bay buyers overlook. See how to qualify with a 620+ score. Call (813) 733-7907.
Wells Fargo & Chase Grants 2026: Up to $10K for First-Time Buyers
Wells Fargo and Chase offer $2,500-$10,000 in free grants — no repayment. See eligibility for Tampa Bay and how to combine with DPA. Call (813) 733-7907.
Bank of America Grants 2026: Up to $17,500 for First-Time Buyers
Bank of America offers $17,500 in free grants for first-time buyers — no repayment. See how to qualify in Tampa Bay and stack with other DPA. Call (813) 733-7907.
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