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First Time Home Buyer Tampa Bay

Down Payment Assistance

6 articles in this category

Florida suburban home with palm trees and blue sky
Down Payment Assistance

How Florida's HFA PLUS Program Gives You Free Money After 5 Years

Florida's HFA PLUS second mortgage becomes fully forgiven after 5 years. Learn how first-time buyers use it for down payment and closing costs — for free.

May 19, 20267 min read
White and brown painted Florida home representing Hometown Heroes down payment assistance
Down Payment Assistance

Florida Hometown Heroes 2026: Complete Down Payment Assistance Guide

Get up to $35,000 in down payment help through Florida Hometown Heroes 2026. Learn income limits, eligibility, and how to stack with FHA loans. Call (813) 733-7907.

May 17, 20266 min read
Yellow house exterior with green lawn and blue sky perfect for first-time buyers
Down Payment Assistance

How Tampa Bay Buyers Stack FHA Loans With Hometown Heroes for $0 Down

Learn how to combine an FHA loan with Florida Hometown Heroes to buy your first Tampa Bay home with zero out-of-pocket down payment. Expert guidance inside.

May 13, 20267 min read
Suburban neighborhood home in Tampa Bay representing Hillsborough and Pinellas County SHIP down payment assistance
Down Payment Assistance

Hillsborough and Pinellas County SHIP Funds: Stack $30,000+ on Top of State Programs

Hillsborough and Pinellas SHIP programs give first-time buyers up to $30,000+ in local grants. Learn how to stack them with Hometown Heroes. Call (813) 733-7907.

May 8, 20267 min read
House keys and keychain on a desk representing down payment assistance for first-time home buyers
Down Payment Assistance

No Income Limit? The Chenoa Fund Is the Down Payment Program Nobody Talks About

The Chenoa Fund offers 3.5–5% down payment assistance with NO income limit. Learn how Tampa Bay first-time buyers can use it to buy with little out of pocket.

May 6, 20266 min read
Piggy bank with coins and a house model representing savings for a first-time home buyer down payment
Down Payment Assistance

Bank of America Will Give You Up to $17,500 to Buy Your First Home

Bank of America's grant programs offer up to $17,500 in free money for first-time buyers — no repayment required. Learn how to qualify in Tampa Bay.

May 1, 20266 min read

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